Frequently Asked Questions — NRI Property Investment in India

Yes. Under FEMA (Foreign Exchange Management Act) guidelines issued by the Reserve Bank of India, NRIs and OCI holders can purchase any number of residential and commercial properties in India without prior RBI approval. Transactions must be routed through NRE or NRO accounts. NRIs cannot purchase agricultural land, plantation property, or farmhouses unless inherited.

Yes. OCI (Overseas Citizen of India) holders have the same rights as NRIs when it comes to purchasing residential and commercial property in India. The same FEMA regulations apply.

All payments must be made through banking channels — either from an NRE or NRO account, or via direct inward remittance from abroad. Cash transactions are not permitted. Sravni Global helps you set up and manage the right accounts and ensures all transfers are fully compliant.

No. NRIs can appoint a trusted individual or firm as Power of Attorney (PoA) to execute the registration and legal formalities on their behalf. Sravni Global manages this process end-to-end, including virtual property tours and documentation support.

An NRE (Non Resident External) account holds foreign currency converted to Indian rupees. It is fully repatriable — meaning you can transfer both the principal and interest back to your country of residence. It is the primary account used by NRIs to fund property purchases in India.

Rental income received in India can be repatriated abroad from an NRO account, subject to a maximum of USD 1 million per financial year, after paying applicable TDS (Tax Deducted at Source). Sravni Global advises on the most tax-efficient structure for your situation.

RERA (Real Estate Regulatory Authority) is India's real estate regulation law that protects buyers by mandating developer registration, project disclosures, and statutory delivery timelines. All properties recommended by Sravni Global are RERA-registered, ensuring full legal protection.

Yes. Gurgaon (Gurugram) remains one of India's strongest NRI real estate investment destinations in 2026. Prime corridors like Dwarka Expressway and Golf Course Road have shown consistent 6–8% annual price appreciation, strong rental demand from MNCs and IT firms, and excellent infrastructure growth. UK-based NRIs also benefit from the current rupee-GBP exchange rate advantage.

The top micro-markets for NRI property investment in Gurgaon in 2026 are Dwarka Expressway (highest growth potential), Golf Course Road (premium rental yields), Golf Course Extension Road, and Southern Peripheral Road (SPR). Sravni Global tracks all these corridors with on-the-ground market intelligence.